Francis N. Graham, Jr. CPCU
After a 40 year career in the insurance industry, serving in various leadership and managerial positions with both Utica Mutual Insurance Company and Liberty Mutual Insurance Company, he founded Spearhead Consulting, LLC that specializes in enhancing profitable growth for independent insurance agencies. This was a natural path, since he served as Regional VP and Sales Director interacting with independent agencies to achieve outstanding results in terms of profitability and growth. Numerous advancements in the areas of product development and service capabilities were a hallmark of his success.
On January 1, 2015 he originated FireMark Insurance Group, LLC consisting of five high quality, historically successful independent agencies in North Carolina. Under a joint management agreement, these agencies are able to combine their premium and loss information, being viewed as one multi-location entity and increasing their ability to compete on a larger scale. Spearhead Consulting, LLC serves as Group Manager with the responsibility of providing important liaison functions between Members and Insurers.
Mr. Graham’s background and keen understanding of insurance company operations and an appreciation for the role of the independent insurance agency has uniquely qualified him to provide the organization, direction and guidance which lead to successful outcomes for both insurers and independent insurance agencies and the clients they represent.
In 2017, he formed Priority Risk, LLC, a brokerage firm which allows quality independent insurance agencies the ability to gain access to Allianz, an international insurance company with a global reach. This opened the door for mid-size Commercial businesses to be presented with insurance and risk management options that may not have been available to them in the past.
Overall, Mr. Graham’s knowledge of the insurance industry and the needs of those consumers relying on trusted insurance and risk management solutions has been a catalyst for creating better access to comprehensively designed products and outstanding service capabilities.